🚀 Nayax Prepaid | Getting Started
Your complete guide to setting up, managing, and optimizing prepaid cards for your business. From card creation to rewards and reporting.
General
Nayax Prepaid
Getting started & managing
Prepaid cards
Prepaid cards
Everything operators need from card creation to rewards in one place.
Simplify Payments. Maximize Loyalty.
Operator Guide
What is Nayax Prepaid?
A closed-loop payment card you control
Operators preload cards with funds. Cardholders spend only what's available, no bank account linked.
Fully managed in Nayax Core > Consumers > Card Management.
Key benefits
Boost loyalty
Reward top-ups with % or fixed bonuses. Up to 3 tiers per card.
Reduce churn
Member type tiers and Monyx app bonuses make Prepaid more valuable than cash.
Offline-ready
Deferred Online mode syncs when connectivity resumes.
5-step operator setup
1
Create your first card
Set card type, credit limit, and expiry.
2
Choose physical format
Assign swipe, contactless, QR, or Monyx virtual type.
3
Set spending limits
Configure daily, weekly, or monthly amount caps.
4
Enable reward program
Add a revalue bonus at operator or card level.
5
Revalue the card
Add opening credit manually or via machine/app.
TIP Use Import from Excel to bulk-create hundreds of cards in one go - download the template from Card Management first.
TIP Enable Auto-Create at operator or machine level so Prepaid cards are generated automatically when a card is first scanned.
NOTE Always set a max balance limit before distributing cards. Cards without a cap can be over-revalued.
All guides - browse by section
Getting Started
Orientation, card types, formats, and the quick start path for new operators
A plain-language overview of how closed-loop Prepaid cards work, who manages them, and how cardholders use them.
Covers the operator value proposition - loyalty, churn reduction, budget control, and repeat usage through Prepaid rewards.
Explains every supported card format: magnetic swipe, MIFARE contactless, QR, Monyx virtual ID, dual card, and sticker and when to use each.
Introduces the full rewards and loyalty toolkit, revalue bonuses, member types, auto-apply, and the Monyx app bonus experience.
Overview article covering bulk card management via Excel, when to import, when to export, and how both workflows connect.
Card Management
Creating, importing, exporting, revaluing, and editing prepaid, discount, and technician cards
Step-by-step guide to creating a new Prepaid card in Nayax Core, including credit type, physical format, and group assignment.
Covers creating a Technician card for service access, a restricted card type used by engineers to operate machines without payment.
Explains how to create a Discount card that grants cardholders reduced pricing on machine purchases.
Covers all four revalue methods admin credit, credit card at machine, cash at machine, and Monyx app with worked examples.
Walks through preparing the import template, mapping required columns, and uploading cards in bulk to Nayax Core.
Limitations & Funding
Spending limits, monthly reload and reset, card group restrictions, and offline payments
Configure per-day and per-weekday spending caps on a card, including how to set different limits for each day of the week.
Set a rolling weekly spending cap that resets each Sunday, preventing cardholders from exceeding a fixed weekly budget.
Define a monthly spend ceiling that resets on your configured operator reset day, ideal for employer-funded card programs.
Restrict which machine groups a card or card group can access, controlling where cardholders can spend their credit.
Set up automatic monthly credit top-ups and configure whether the reload adds to or replaces the existing balance.
Offline Payments with Prepaid (Deferred Online)
Explains how Prepaid cards process transactions locally when machines lose connectivity and sync automatically when back online.
Rewards & Benefits
Revalue bonus programs, auto-apply rewards, member type pricing, and the Monyx app bonus experience
Configure a revalue bonus on a single card - set percentage or fixed-amount tiers that apply only to that cardholder.
Set up a revalue bonus that applies across all cards under your operator, with options to push to existing or empty cards only.
Enable automatic application of your operator-level reward program to all future auto-created Prepaid cards - no manual setup per card.
Assign tiered pricing to a product so cardholders with a specific member type (Gold, VIP, etc.) pay a different rate at the machine.
Did you find this article helpful?