Prepaid Rewards & Loyalty Program

Nayax Prepaid includes a rewards system that incentivizes cardholders with revalue bonuses. Configure up to three tiers with percentage or fixed-amount bonuses.

General

How Prepaid Rewards Work


Nayax Prepaid includes a built-in rewards system that lets operators incentivize cardholders to revalue (top up) their prepaid cards by offering bonus credit. When a cardholder revalues above a threshold you define, the system automatically adds extra credit, either as a percentage bonus or a fixed currency amount. This drives higher top-up values, increases loyalty, and makes your prepaid card more valuable than cash or one-time credit card payments.

Reward Types

Reward Type

How It Works

Example

Percentage Bonus

Cardholder revalues above threshold and receives a % of the revalue amount as bonus.

Revalue €15, reward = 10% > bonus €1.50 > total €16.50

Fixed Amount Bonus

Cardholder revalues above threshold and receives a fixed currency bonus.

Revalue €30, reward = €20 > bonus €20 > total €50

 

Configuration Fields

Field

Description

Revalue Amount

Minimum top-up amount to trigger the bonus.

Amount Percentage (checkbox)

Checked: Reward is a % of the revalue amount. Unchecked: Reward is a fixed currency amount.

Reward

The bonus value (percentage or currency depending on checkbox above).

 

Up to Three Reward Tiers

You can configure up to three reward tiers per operator or card. The highest qualifying tier applies.

Tier

Typical Use

Example

Tier 1 (Minimum)

Entry-level bonus for small top-ups

Revalue €5 > 5% bonus

Tier 2 (Mid)

Better bonus for medium top-ups

Revalue €25 > 10% bonus

Tier 3 (Maximum)

Best bonus for large top-ups

Revalue €50 > €20 fixed bonus

 

⚠️ NOTE

The bonus credit is added as revalue credit. It is separate from the card’s base credit.

 

Where to Configure Rewards

Scope

Navigation Path

Effect

Operator Level

Administration > Operator > Reward Program tab

Default program. Can be propagated to all cards or only empty cards.

Card Level

Consumers > Card Management > select card > Reward Program tab

Overrides operator-level for a single card.

Auto PP Cards

Auto PP Cards tab > check “Use Operator Reward Program”

Auto-applies operator rewards to future auto-created cards.

 

Prerequisite: Rewards User Role

The “Rewards” role must be assigned to your user account: Administration > System Users > find your user > User Roles tab > add Rewards.

Tab not visible?

If you don’t see the tab, the feature may not be enabled for your operator.

Contact your local Nayax distributor or Administrator

 

Rewards Learning Path

  1. How to Set a Reward Program at Operator Level
  2. How to Set a Reward Program at Card Level
  3. How to Configure Auto Creation for Prepaid Reward Program on Operator Level
  4. Monyx App Top-Up Bonus Experience

 

 

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